
Commercial Cards & SME Payments Consultant (10+ years of experience)
Full time
Metro Manila, Philippines
JD for Embedded Resource in Philippines (L5)
Senior Managing Consultant – SME Path-to-Issuance / Business Card Proposition
Delivery
Role Title Senior Managing Consultant – Commercial
Cards & SME Payments Deployment
Level Mastercard Level 5 (L5) equivalent
Location Philippines (Manila) Team Advisors & Consulting Services,
Deploy
Duration 12-month deployment Operating
Model
Embedded L5 delivery lead with L7
support at 60%
Role Overview
Mastercard is seeking a senior Commercial Cards / SME Payments delivery lead to own the end-to-end delivery of
Mastercard's SME Path-to-Issuance agenda in the Philippines, focused on designing, mobilising and launching
Business Card propositions for the SMB market across priority issuer and fintech clients.
The successful candidate will lead client engagement, proposition development, implementation mobilisation and
launch execution, working across issuer, fintech and Mastercard teams to convert business opportunities into
executable delivery plans.
This is a senior embedded delivery role requiring strong Commercial Cards experience, issuer-side product and
implementation knowledge, senior stakeholder management, structured programme leadership and the ability to
drive outcomes with limited day-to-day direction. The role may support up to two priority issuer engagements in
succession, subject to final scope and business prioritisation.
Operating assumption: The Consultant (Mastercard L5 equivalent) will be the accountable embedded delivery lead.
The role will be supported by a remote resource (Mastercard L7 equivalent) allocation of 60% for presentation
preparation, project administration and management support.
Responsibilities
SME Path-to-Issuance Leadership
• Own the delivery of Mastercard's SME Path-to-Issuance framework for agreed Philippines-based clients.
• Translate market opportunity, issuer priorities and SMB customer needs into executable Business Card
propositions.
• Lead mobilisation from opportunity definition through proposition design, implementation planning, launch
readiness and post-launch stabilisation.
• Shape delivery approach, scope, workplan and governance for each priority issuer engagement.
Business Card Proposition & CVP Development
• Lead Product Line Strategy (PLS) and Customer Value Proposition (CVP) development for SMB Business Card
propositions.
• Define product, customer, implementation and commercialisation requirements in partnership with issuer and
Mastercard stakeholders.
• Shape proposition recommendations that balance customer need, issuer capability, delivery feasibility and
Mastercard commercial priorities.
• Translate proposition design into practical launch, activation and usage plans.
L5 Philippines SME Path-to-IssuanceClient Delivery & Implementation Leadership
• Lead cross-functional delivery across issuer product, technology, operations, sales, risk and implementation
teams.
• Own governance routines, delivery plans, decision logs, RAID management and executive reporting.
• Drive resolution of complex delivery issues, dependencies and stakeholder misalignment.
• Ensure delivery remains aligned to scope, client commitments, launch milestones and commercial objectives.
Senior Client & Mastercard Stakeholder Engagement
• Act as the senior embedded Mastercard delivery lead with day-to-day accountability for client progress.
• Facilitate senior workshops and decision forums with issuer, fintech and Mastercard stakeholders.
• Maintain alignment with Mastercard Account Management, Commercial and New Payment Flows (CNPF)
Product, Customer Implementation Services (CIS) and Deploy teams.
• Prepare and deliver senior client updates, recommendations and escalation materials.
Commercialisation & Launch Execution
• Lead launch planning, readiness assessment, go-to-market preparation and post-launch optimisation planning.
• Ensure delivery outputs support internal business case, investment and client commitment discussions.
• Identify practical opportunities to accelerate launch readiness and reduce implementation friction.
Experience
Requirements
Required
• 10+ years of experience in Commercial Cards, SME Business Banking, Business Card product management, B2B
payments, issuing or related financial services.
• Demonstrated experience leading card product launches, proposition development or implementation
programmes.
• Strong understanding of card issuing, BIN activation, issuer operations, product development and payment
ecosystem dependencies.
• Experience engaging senior client stakeholders and leading cross-functional delivery across business, product
and technology teams.
• Experience operating in complex, ambiguous or multi-stakeholder delivery environments.
• Ability to operate as an embedded senior delivery lead while drawing on regional (Mastercard equivalent L7)
support.
Preferred
• Business Card / SME Card proposition design and commercialisation.
• Commercial Card product management or issuer-side product leadership.
• Fintech partnerships, BIN sponsorship or emerging issuer models.
• Launch readiness, go-to-market planning, activation or conversion initiatives.
• Consulting, embedded delivery or Mastercard Deploy-style client execution environments.
Skills & Competencies
• Senior client presence and ability to influence decisions across issuer, fintech and Mastercard stakeholders.
• Strong programme leadership, including governance design, RAID management, decision management and
executive reporting.
• Commercial acumen and ability to connect delivery activity to launch outcomes, business case inputs and client
commitments.
• Structured problem-solving and ability to convert ambiguous opportunities into executable plans.
• Strong written and verbal communication, including workshop facilitation and senior stakeholder materials.
• Ability to manage multiple complex workstreams while maintaining delivery discipline and attention to detail.
• High ownership, independence and comfort working with limited day-to-day direction.
L5 Philippines SME Path-to-IssuanceLanguage Requirements
• English.
• Filipino / Tagalog.
Indicative Success Measures
• Priority issuers progress through agreed SME Path-to-Issuance milestones.
• Business Card proposition, CVP and launch plans are completed for agreed priority clients.
• Issuer readiness, BIN activation, implementation dependencies and launch risks are actively managed.
• Mastercard stakeholders have clear reporting on scope, progress, risks, decisions and commercial implications.
• Delivery outputs support internal business case, investment and client commitment discussions.
• Launch readiness and post-launch activation plans are established where required.
L5 Philippines SME Path-to-Issuance

