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C Smart Research
Innovations - Mastercard & Visa: AI Biometrics & Beyond
The payment industry is on the cusp of a revolution, with Mastercard and Visa spearheading a continuous wave of innovations set to transform how we transact by 2030. This article, "Mastercard & Visa innovations: AI, Biometrics & Beyond," explores the exciting advancements in their global roadmaps, focusing on simplifying customer experiences, enhancing security, and combating fraud. From the adoption of AI-powered fraud detection and biometric authentication to the rollout of
Nov 41 min read
BNPL - How has it Impacted Credit Behaviour in Australia
The landscape of consumer payments is rapidly evolving, with Buy Now Pay Later (BNPL) services emerging as a significant force, especially among younger demographics. In this article, we delve into the rise of BNPL in Australia, exploring its popularity, integration across major online merchants like The Iconic, Uber, and JB Hi-Fi, and the recent regulatory reforms aimed at ensuring responsible lending. From understanding the appeal of flexible payment options to navigating t
Nov 41 min read
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